March 31, 2025

Insurance for Pubs and Premises

Running a pub carries unique risks, from fire and theft to business interruption. The right pub insurance protects your premises, staff, and licence. With new transparency rules under Regulation 46, tied tenants can now challenge unfair insurance costs. HLWA helps pub owners secure fair, compliant, and comprehensive cover.
March 17, 2025

Why Adequate Business Insurance is Essential for Small Businesses

For small business owners, especially those operating as sole traders or in partnerships without limited liability, having adequate business insurance is not just a safeguard—it’s a necessity.